Which Trust is Right for Me? Ask a Professional

Understanding the tax benefits and limitations of a trust or special trust is crucial to ensuring the trust beneficiaries are provided for as intended. South Africans can choose between several different trust structures, each with different purposes, benefits and limitations. Choosing the right structure for your situation is a make-or-break…
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Top Tips for Handling Your Employee’s Personal Crisis

Personal crises, such as bereavement, divorce, illness, and mental health challenges, are a reality of life, and how you respond when your employee is struggling says everything about you as a leader. Handle the situation badly and you risk losing a good person. Handle it well and you’ll not only…
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The Small Business Trends You Should Be Paying Attention To

While everyone’s talking about AI, trends are emerging that show the most successful small businesses have returned to the fundamentals: maximising every minute and tightening the leaks in local operations. Running a business in today’s topsy-turvy world is all about making the machine run smoother, ensuring that every hour spent…
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The 40% Rule: Do You Have Too Many Eggs in One Basket?

Client concentration risk can sink a healthy business faster than falling sales. When one customer accounts for too much revenue, cash flow, valuation, and even survival hinge on decisions you don’t control. Here we explain the “40% Rule.” What it is, why lenders and investors care about it, and how…
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How to Create a Team Building Experience That Really Works

While on the surface they are just a spot of fun, team building exercises are actually a strategic investment in your business culture and performance. Done well, team building strengthens communication, fosters trust, and boosts morale. Done poorly, it feels like a forced afternoon that costs money and delivers little.…
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Why Doing Nothing May Be the Best Thing You Can Do

Business culture is obsessed with speed. In a world where motion, and constant optimisation is the dream, doing nothing can look like failure. Entrepreneurs, CEOs and other leaders are praised for quick decision making, rapid iteration, and relentless action, yet many of the highest performers quietly practise the opposite at…
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So, You Want to Diversify? You Might Be Making a Mistake

Diversification is treated as a business virtue so unquestioned it borders on dogma. Expand the product line. Enter new markets. Hedge every risk. Spread exposure everywhere. Yet for many entrepreneurs, diversification may actually bring more risk than it solves. We examine whether more really is safer, and explore why simplicity,…
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